The Smart Way to improve your financial scores
Start Transforming Your Credit Today
How It Works​
Build a stronger credit foundation.
​We connect you with account holders who have great credit accounts. They add you as an authorized user, and the account appears on your credit report within 1–2 weeks. Once reported, the account’s positive payment history is also reflected on your file. This is a credit-building strategy families have used for years — we’ve simply made it accessible to everyone. This helps you get approved for:
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A house
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A car
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Business loans
Think of it like this: When parents add their kids to an account to help them, that's what we do - but with our network of account holders.
You need a better financial profile
We connect you with our network
Good accounts show on your file
Achieve your financial goals!​
Why Choose Us
Since 2010, we've helped over 700 people every month get better credit.
Trusted Industry Leader
We help 700+ people per month. We work with advisors all over the country.
No Risk Guarantee
If the account doesn't show up on your file, we give you your money back.
Low Price Guarantee
We’re confident that you won’t be able to find prices lower than ours. If you do, we’ll match it.
*Price matched at company’s discretion and due diligence.
Easy To Use
You can see everything online and pick what you want right away.
Responsive Staff
Questions? Ask us and we’ll respond within 24 hours.
Established Network
We partner with 200+ account holders to give you and your clients access to one of the largest inventories in the market.
Our Promise
We tell you what's happening every step
We give you everything in writing
We answer you in 24 hours
How To Get Started
We verify and communicate with you every step of the way to keep our process completely transparent and trustworthy.
Step 1: Look At Your Options
See our list of tradelines. Pick ones that fit what you need (high limits, old accounts, or both).
Step 2: Save Your Spot
Before choosing your account, you must go to a bank branch to make a deposit into our account. This will act as “store credit” which you can use once your deposit is confirmed.
Step 3: Pick What You Want
Select your desired profile(s) and upload your ID documents for verification. We’ll then work on the backend with the positive profile holders to add you.
Step 4: Check Your File
Look at your file in 1-2 weeks. The new account should be there. Now you can get approved.
Take our test to see which accounts are best for you.
Client Testimonials
Look at these examples to see our pricing for authorize user lines.
Our Sample Prices of Tradelines
Look at these examples to see our pricing for authorize user lines.
Barclays
Limit:
$40,000
Issuance Year:
2013
$590
Citi
Limit:
$6,000
Issuance Year:
2014
$240
Chase
Limit:
$16,500
Issuance Year:
2010
$390
Wells Fargo
Limit:
$13,000
Issuance Year:
2015
$320
What You're Paying For:
When you purchase a tradeline, you're paying for the service of connecting you with an account holder and having them add you as an authorized user. The price depends on the credit limit, age, and payment history.
​​Contact Us:
Coast Tradelines
10531 4S Commons Dr. #544
San Diego, CA 92127
Phone: (347) 363-1399
Email: service@coasttradelines.com
What's Included:
✓ Account holder verification and consent
✓ Your addition as authorized user
✓ Reporting to credit bureaus (1-2 weeks)
✓ 24-hour customer support
​
Timeline:
- Account appears on credit file: 1-2 weeks
- Account may remain on file: 7-10 years
- Credit score impact: Varies by individual
​What's NOT Included:
✗ Guaranteed credit score improvement
✗ Guaranteed loan approval
✗ Removal of negative items from your credit
✗ Credit repair services
​
​Refund Policy:
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Proof of non-posting (a 3-bureau credit report) must be provided no earlier than
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1 week after the statement date and the issue must be resolved no later than 4 weeks after the statement date.​